BISP Digital and Financial Literacy Program
The BISP Digital and Financial Literacy Program is a flagship initiative by Pakistan’s Benazir Income Support Programme (BISP) to equip low-income families, especially women, with essential digital and financial skills. Launched to bridge the gap in financial inclusion, this program trains beneficiaries to manage digital payments, avoid scams, and secure their futures. Here’s how to enroll, key benefits, and eligibility details.
Key Features of the BISP Digital and Financial Literacy Program
| Feature | Details |
|---|---|
| Training Modules | Digital banking, budgeting, cybersecurity, and savings strategies. |
| Delivery Methods | Workshops, mobile units, online tutorials, and helpline support. |
| Target Audience | BISP Kafaalat beneficiaries (90% women), transgenders, rural households. |
| Enrollment | Free via BISP offices, mobile camps, or the helpline. |
| Goal | Train 2 million beneficiaries by 2025. |
What Does the Program Offer?
1. Digital Literacy Training
- ATM/POS Usage: Withdraw BISP funds securely and check balances.
- Mobile Banking: Navigate apps like BISP Wallet, HBL Konnect, or Alfa.
- SMS Alerts: Understand updates from 8171 for payment tracking.
- Cybersecurity: Spot scams, protect PINs, and secure mobile devices.
2. Financial Literacy Training
- Budgeting: Manage quarterly stipends (PKR 13,500) for household needs.
- Savings: Learn to save for emergencies or small businesses.
- Loans & Debt: Compare micro-loan options and avoid predatory lenders.
How to Enroll in the BISP Literacy Program
- Visit a BISP Office: Locate your nearest Tehsil Office or Dynamic Registration Center.
- Attend Mobile Camps: Join training sessions in rural areas via BISP mobile units.
- Online Registration: Access tutorials on the BISP Website.
- Helpline Assistance: Call 0800-26477 for enrollment support.
Required Documents: CNIC and BISP payment receipt.
Benefits of the Program
- Financial Independence: Women gain control over stipends and savings.
- Fraud Prevention: 70% reduction in scam-related losses among trainees.
- Entrepreneurship: Skills to start small businesses (e.g., tailoring, livestock).
- Rural Reach: 60% of trainees are from remote villages.
Training Delivery Methods
- Workshops: 2-day sessions at BISP offices with certified trainers.
- Mobile Units: Vans equipped with tablets and internet for on-site training.
- Digital Tools: Video tutorials on YouTube and partner bank apps.
- Support: Helpline available 9 AM–5 PM (Monday–Saturday).
Who Is Eligible?
- BISP Kafaalat Beneficiaries: Women, transgenders, and marginalized groups.
- Priority: Rural/semi-urban households with limited banking access.
- No Age Limit: Open to all registered BISP members.
FAQs: BISP Digital & Financial Literacy Program
Q1: How long is the training?
A: Workshops last 2 days; online modules can be completed at your pace.
Q2: Is the program available in Urdu?
A: Yes. Training is conducted in Urdu and regional languages like Sindhi/Pashto.
Q3: Can transgender beneficiaries enroll?
A: Absolutely. The program prioritizes marginalized groups.
Q4: What if I miss a workshop?
A: Access recorded sessions on the BISP YouTube Channel.
Q5: Are there costs involved?
A: No. Training, materials, and helpline support are free.
Success Stories
- Ayesha (Lahore): Started a home bakery after learning budgeting and mobile banking.
- Zarqa (Sindh): Saved PKR 20,000 to repair her house using financial planning skills.
Why This Program Matters
- Poverty Reduction: 45% of trainees report increased savings.
- Gender Equality: Empowers women to lead household finances.
- Digital Pakistan Vision: Connects rural communities to formal banking.
Conclusion
The BISP Digital and Financial Literacy Program is transforming lives by turning stipends into sustainable opportunities. Whether you’re a woman, transgender individual, or rural beneficiary, enroll today to secure your financial future.
Enroll Now: Visit BISP Website | Helpline: 0800-26477
Note: Verify workshop schedules via the BISP app or SMS alerts.
Empower your future—master digital finance with BISP today!