The CM Punjab Livestock Card 2025 is a revolutionary step by the Punjab Government to help small farmers raise healthy animals and boost their income. Launched under the leadership of Chief Minister Maryam Nawaz Sharif, this scheme provides interest-free loans to buy animal feed (Wanda, silage, mineral mixtures) for calf fattening.
It’s designed to support 40,000 to 80,000 farmers, improve meat production, and increase Pakistan’s exports through better-fed livestock.
Key Features of the Livestock Card Scheme
- ✅ Interest-free loans (0% markup)
- ✅ Loan range: PKR 135,000 – PKR 270,000
- ✅ Duration: 4 months loan + 1-month grace
- ✅ Loan per animal: Rs. 27,000 (5 to 10 calves)
- ✅ Support for Wanda, silage, and mineral supplements
- ✅ Targeting small livestock owners (cow/buffalo calves)
CM Punjab Livestock Card Scheme Overview
| Feature | Details |
|---|---|
| Scheme Name | CM Punjab Livestock Card 2025 |
| Launched By | Chief Minister Maryam Nawaz Sharif |
| Eligible Farmers | Punjab residents with 5–10 male calves (cow/buffalo) |
| Loan Amount | Rs. 27,000 per calf (Total Rs. 135,000 – Rs. 270,000) |
| Interest Rate | 0% (Interest-Free) |
| Loan Period | 4 months + 1-month grace |
| Total Cards (Goal) | 80,000 |
| Total Animals Covered | 400,000 (over 3 cycles) |
| Sponsor | Punjab Livestock Department |
| Application SMS Code | Send “PLC CNIC” to 8070 |
| Support Number | 08000-9211 |
| Official Website | livestock.punjab.gov.pk |
Who Can Apply?
To be eligible, you must:
- 📍 Be a resident of Punjab
- 🐃 Own 5–10 male calves (cow/buffalo)
- 📱 Have a registered mobile number
- 🧾 Be registered in SPMS-9211 system
- ✅ Have no past default on government loans
- 🆔 CNIC must be valid and verified by NADRA
- 🧓 Minimum age: 18 years (no upper limit)
How to Apply for Livestock Card?
You can apply online or by SMS:
📲 SMS Method
- Type:
PLC CNIC - Send to:
8070
🏥 Offline Method
- Visit your nearest Veterinary Hospital, Tehsil Livestock Office, or Mobile Vet Unit
Program Phases
🔹 Phase 1 – Launched Nov 5, 2024
- Target: 10,000–20,000 farmers
- Duration: Q4 2024 to Q1 2025
- Registration closed Dec 11, 2024
🔹 Phase 2 – Coming Soon
- Focus: South Punjab + vulnerable groups (e.g. widows)
- No re-submission needed for previous applicants
🔹 Phase 3 – Expansion Phase
- Goal: Total 80,000 farmers
- Duration: Q2–Q3 2025
Loan Usage Rules
You can only use this loan to buy animal feed, not for any other purpose.
❗ Not Allowed:
- Buying animals
- Paying off other debts
- Personal expenses
Card Fee and Charges
- 💳 Card Fee: Rs. 100 per animal (deducted from loan)
- 🔒 Loss Guarantee: 30% covered by the government
- 💰 Bank Financing Cost: 6-month KIBOR + 3.5% (paid by Govt)
Key Benefits for Farmers
- 🐂 Better health and growth of calves
- 📈 Higher income from meat production
- 💵 Easy access to funds without interest
- 🧾 No collateral or security required
- 🧠 Livestock training and guidance
Frequently Asked Questions (FAQs)
1. Who can apply for the CM Punjab Livestock Card?
Any Punjab resident with 5 to 10 male calves (cow or buffalo), a valid CNIC, and a clean credit history.
2. Is the loan really interest-free?
Yes, it is 100% interest-free. You don’t have to pay any profit or markup.
3. How much loan can I get?
Rs. 27,000 per animal. You can get between Rs. 135,000 to Rs. 270,000 depending on the number of calves.
4. What if I delay repayment?
You may be disqualified from the next cycle of the scheme.
5. Can women farmers apply?
Yes, especially in Phase 2, special focus is on widows and divorcees in South Punjab.
6. Do I need to reapply in every phase?
No. If you’ve already applied in Phase 1, no need to reapply. Your data will be used in upcoming phases.
Final Words
The CM Punjab Livestock Card 2025 is a game-changer for livestock farmers. With interest-free financing, easy access to feed, and a fully digital application process, the government is putting real power in the hands of the rural farming community.
If you’re eligible, don’t wait. Apply now, grow your livestock, and secure a better financial future.
📞 Helpline: 08000-9211
🌐 Website: livestock.punjab.gov.pk