Apni Zameen Apna Ghar Program 2025
The Punjab Government, led by Chief Minister Maryam Nawaz Sharif, has officially launched the Apni Zameen Apna Ghar Program 2025, aimed at addressing homelessness among low-income families. Through this scheme, eligible applicants can receive free 3-marla residential plots to help them secure permanent housing. The registration process is open via the official AZAG web portal: https://azag.punjab.gov.pk.
Key Highlights of Apni Zameen Apna Ghar Scheme
- Free 3-Marla plots across Punjab
- 1,892 plots in the first phase distributed in 19 districts
- Interest-free housing loan of up to Rs. 1.5 million
- Transparent online registration system
- Priority for widows, disabled individuals, and the most vulnerable
Who is Eligible for the Apni Zameen Apna Ghar Program?
To apply for the program, you must meet the following eligibility requirements:
- Must be a permanent resident of Punjab (verified through CNIC)
- Monthly family income should be below Rs. 50,000
- Applicant, spouse, or dependent children must not own any land/property in Pakistan
- Must have a clean legal record and no loan defaults
- Preferably registered with NSER (National Socio-Economic Registry)
How to Register Online – Step-by-Step Guide
Step 1: Visit the AZAG Web Portal
Go to the official website: https://azag-punjabgov.com.pk. Use a computer or mobile device with internet access.
Step 2: Create Your Account
- Click on the “Register” button at the top right.
- Enter your 13-digit CNIC, mobile number, and a secure password.
- You’ll receive a confirmation code via SMS – enter it to verify.
Step 3: Log In
Use your CNIC and password to sign in. Enter the received SMS code to proceed.
Step 4: Complete the Application Form
Fill in all required fields:
- Full name, gender, date of birth
- Father’s or husband’s name
- Family details, income, dependents
- Select district and tehsil as per your CNIC
Step 5: Upload Documents
Make sure to upload the following in PDF or JPEG format (under 2MB):
- CNIC (front & back)
- Father/Husband’s CNIC (if applicable)
- Proof of income (salary slip or affidavit)
- B-Form for children (if any)
Step 6: Submit the Application
Double-check all information and click “Submit”. Save your application number for tracking.
Step 7: Track Application Status
Login any time to view updates on your application via the Dashboard.
Balloting results will be communicated via SMS or on the portal.
Offline Registration Support
Applicants without internet access can visit their local Deputy Commissioner (DC) office with all original documents. Assistance is available on-site to help complete the registration.
Important Notes for Applicants
- No Registration Fee – Be cautious of agents asking for money
- SMS Updates – Use your own, active mobile number
- Avoid Rejection – Upload clear and valid documents only
- Check Deadline – First phase ends May 2025, confirm on the portal
What Happens After Selection?
Selected applicants will be awarded residential plots and will be eligible for an interest-free home construction loan:
- Loan Amount: Up to Rs. 1.5 million
- Installment Plan: Rs. 14,000/month for 7 years
- No markup or hidden charges
FAQs – Apni Zameen Apna Ghar Program 2025
Q1. How do I know if I’m eligible for the program?
Eligibility depends on income, residence status in Punjab, and land ownership. You must also have a clean legal and financial record.
Q2. Is online registration mandatory?
Yes, online registration via azag.punjab.gov.pk is the preferred method. Offline help is available at DC offices.
Q3. What documents are needed to apply?
You need CNIC, family member CNICs, income proof, and child B-Form (if applicable).
Q4. How will I receive updates about my application?
All updates are shared through the portal dashboard and SMS notifications.
Q5. Is there any cost involved in registration?
No. The registration is completely free.
Final Thoughts
The Apni Zameen Apna Ghar Program 2025 is a transformative step by the Punjab Government to empower low-income families through secure homeownership. With a user-friendly online portal, interest-free loans, and transparent balloting, the initiative is designed for maximum impact. Eligible citizens are strongly encouraged to complete their registration before the Phase 1 deadline in May 2025.
➡️ Apply now at: https://azag.punjab.gov.pk
📞 Helpline: 0800-09100 | 📧 Email: info@azag.punjab.gov.pk