The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz, has introduced the Punjab Livestock Loan Scheme 2025, offering interest-free loans up to Rs. 540,000 to farmers. This initiative aims to strengthen the livestock sector, boost dairy and meat production, and improve rural livelihoods.
The scheme is part of the Maryam Nawaz Kisan Card program, designed to support small and medium-scale livestock farmers. Below, we cover all the details, including eligibility, application process, benefits, and FAQs.
What Is the Punjab Livestock Loan Scheme 2025?
The Punjab Livestock Loan Scheme 2025 is a financial assistance program for farmers to purchase and raise livestock, including cows, buffaloes, goats, and calves. The government provides interest-free loans to enhance milk and meat production, reduce dependency on imports, and increase farmers’ income.
Key Objectives of the Scheme
✅ Promote self-sufficiency in dairy and meat production
✅ Support rural farmers with financial aid
✅ Strengthen Punjab’s livestock sector
✅ Encourage women’s participation in farming
✅ Generate employment opportunities
Key Highlights of the Punjab Livestock Loan Scheme
| Feature | Details |
|---|---|
| Loan Amount | Up to Rs. 540,000 (interest-free) |
| Eligibility | Punjab residents with valid CNIC & farming experience |
| Application Method | SMS registration & office submission |
| Loan Purpose | Purchase of livestock, dairy farming, meat production |
| Repayment Terms | Flexible installments (interest-free) |
| Government Contribution | Up to 30% subsidy on feed, vaccines, etc. |
| Registration Dates | 15 June 2025 – 30 June 2025 |
How to Apply for the Punjab Livestock Loan Scheme 2025
Follow these simple steps to apply:
Step 1: SMS Registration
- Type:
PLC [Your CNIC Number] - Send to:
8070(Use your own registered SIM) - Wait for confirmation SMS (If eligible, you’ll receive further instructions).
Step 2: Visit the Nearest Agriculture/Livestock Office
- Fill out the application form.
- Submit required documents (CNIC, utility bill, proof of farming experience).
Step 3: Verification Process
- Authorities will verify your farming background.
- Loan eligibility is checked via E-CIB (Electronic Credit Information Bureau).
Step 4: Receive the Maryam Nawaz Kisan Card
- Once approved, the loan amount will be loaded onto your Kisan Card.
- Use it at authorized livestock markets to purchase animals.
Loan Plan & Benefit
| Loan Type | Amount | Installments |
|---|---|---|
| Per Animal (Cow/Buffalo) | Rs. 135,000 | Interest-Free |
| Maximum Loan Limit | Rs. 540,000 (for multiple animals) | Flexible Repayment |
Additional Benefits
✔ 30% government subsidy on animal feed, vaccines, and medicines.
✔ Women farmers are encouraged to apply.
✔ No interest charges – fully funded by the Punjab Government.
Eligibility Criteria for the Livestock Loan Scheme
To qualify, applicants must:
✅ Be a Punjab resident with a valid CNIC.
✅ Have livestock farming experience (proof required).
✅ Use a mobile number registered in their name.
✅ Not have any outstanding loans from previous schemes.
Important Dates to Remembe
📅 Registration Starts: 15 June 2025
📅 Registration Ends: 30 June 2025
📅 Loan Disbursement: After verification (within 30-45 days)
FAQs – Punjab Livestock Loan Scheme 2025
1. Who can apply for this loan?
Only Punjab residents involved in livestock farming with a valid CNIC can apply.
2. Is the loan really interest-free?
Yes! The Punjab Government offers 100% interest-free loans under this scheme.
3. What is the maximum loan limit?
Farmers can get up to Rs. 540,000, depending on the number of animals.
4. Can women apply for this loan?
Absolutely! Women farmers are highly encouraged to participate.
5. What documents are required?
- CNIC copy
- Recent utility bill
- Proof of farming experience
- Registered mobile number
6. How will the loan be disbursed?
Once approved, the amount will be loaded onto the Maryam Nawaz Kisan Card.
7. Can I repay the loan early?
Yes, the scheme allows flexible repayment with no penalties.
Pro Tips for Applicants
🔹 Use your own mobile number (registered in your name).
🔹 Avoid middlemen – apply directly via official channels.
🔹 Keep all receipts & SMS confirmations until the process is complete.
🔹 Visit the nearest livestock office if you don’t receive a response.
Conclusion: A Boost for Punjab’s Farmers
The Punjab Livestock Loan Scheme 2025 is a game-changer for small and medium-scale farmers. With interest-free loans, government subsidies, and easy repayment options, this initiative empowers farmers to expand their livestock businesses.
If you’re eligible, don’t miss this opportunity! Apply between 15-30 June 2025 and take the first step toward financial growth.
For more details, visit the Punjab Agriculture Department’s official website or contact your nearest livestock office.